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There are two beliefs, one that it is an accident/coincidence, and the other is that it is God/Universe putting things in place and making them happen.

Definition of serendipity:

: the faculty or phenomenon of finding valuable or agreeable things not sought for also : an instance of this

- Merriam-Webster.

Serendipity:

The occurrence and development of events by chance in a happy or beneficial way.

‘a fortunate stroke of serendipity’ - ‘a series of small serendipities’